Are you interested in winning a little extra holiday spending money? You don’t have to answer that – everyone is interested in extra money! Good news! Today marks the beginning of the Quicken Loans Cyber Monday ThanksGiveaway!
Save some time, and find out what this year’s hot holiday toys are before the big rush.
Thanksgiving is quickly approaching, and if you’re hosting the dinner this year, it’s time to start planning. That’s why I’ve put together a helpful Thanksgiving checklist to relieve some of the stress. There’s even a downloadable PDF version so you can check it off as you go!
Consider HOA Fees When Purchasing a Home Purchasing a home requires you to make many decisions. Aside from which home to choose, you’ll have to consider the type of home, location and size as well. If you choose a condo vs. a single-family home, you will have to take HOA (Homeowner Association) fees into account as you plan your budget. Owning a condo has its advantages and disadvantages. For instance, condos give you the opportunity to enjoy your home without having to worry about mowing the lawn or snow removal, for example. However, these services are not free. HOA fees are the source of funds that are used to pay for these amenities. What Do HOA Fees Cover? Each association has different policies. This is why it’s wise to ask the seller for a list of the HOA rules and regulations. If the seller doesn’t have one available, you can ask for the name of the property management company who oversees the community in order to get more details. In general, these are some of the costs that can be covered by HOA fees: City Services- Including services such as trash removal, water and sewage. Insurance- This only includes insurance for damage of the outside of the building and the property around it. You still need an individual insurance policy to cover everything inside of the condo. Lawn Care- This includes snow removal, gardening and general lawn maintenance. Pest Control- Most HOAs schedule a monthly inspection from a pest control…