• Although vacationing during the cold winter months is exciting, it’s important to take care of all the mundane details before leaving your home for a significant amount of time. Nobody wants to worry about the safety of their home while vacationing, and you won’t have to if you take these steps.

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  • Characterized by bright colors, woven fabrics and handcrafted pieces, southwestern-style decorating takes influences from Native American, Spanish and Mexican art. Whether you live out west and want your home to reflect your surroundings, or you simply want to incorporate colorful or handmade items into your existing decor, here are some tips to help you...

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  • A new phenomenon is affecting the mortgage and real estate industries. People who bought a home or refinanced in the last few years have such a ridiculously low mortgage rate that they don’t want to move and have to accept a new mortgage with a higher rate. But the reality is that these people...

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Consumer Alert: Beware Companies Posing as Quicken Loans!

Consumer Alert: Beware Companies Posing as Quicken Loans!

Fake Quicken Loans Offers Advertised and Sent as Email or FAX We’ve become aware of fraudulent activity regarding newspaper advertisements and mailers being sent by companies posing as Quicken Loans. Please view this sample of a scam FAX. Please note: We’ll never ask for an upfront deposit to be sent through a Western Union wire transfer, and we don’t offer personal loans – only mortgages. If you’ve received an offer like this, please contact us at: (800) 863-4332. Click here to see sample of fraudulent document and classified ad. Other false ads are below.     [divider]

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Housing Data Released This Week – Market Update

Housing Data Released This Week – Market Update

Treasuries opened higher this morning on speculation that Greece will be unable to avoid a debt default. Later this morning, the National Association of Home Builders will be releasing their April housing market index which is expected to be unchanged. S&P just revised the U.S. long-term outlook from a stable rating to negative…mortgage-backed bonds initially sold off approximately a quarter point from this morning’s open.

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Top 10 Cities for Veterans

Top 10 Cities for Veterans

This week was Military Families Week! In observance of the hard work that our military and their families do, we wanted to share some helpful information about great places to live and work after the military. There was an article published this week on AOL’s Jobs section talking about 10 great cities for veterans. It looks at features such as the job market, accessibility to military support and services, cost of living, education, and local tax laws, among other things. Advantages of a VA Loan For military families who are thinking about purchasing a home, there are also great programs and tax benefits available. According to IRS website, members of the miliary have until April 30th to claim the Homebuyer Tax Credit, which is an $8,000 tax credit or 10% of the home purchase price – whichever is smaller. Repeat buyers are eligible for a $6,500 credit or 10% of the purchase price. In addition, VA Loans have other advantages such as no down payment options and a streamlined process. Here is the summarized list of the best cities for veterans. Please check out the full article on AOL Jobs. The Top 10 Cities for Veterans: Austin, Texas Fayetteville, North Carolina Jacksonville, North Carolina Waco, Texas Oklahoma City, Oklahoma College Station-Bryan, Texas Harrisburg- Carlisle, Pennsylvania San Angelo, Texas Madison, Wisconsin Pittsburgh, Pennsylvania You can read the full article here – http://jobs.aol.com/articles/2011/04/12/top-10-cities-to-find-a-job-after-the-military/?icid=maing-grid7|main5|dl11|sec1_lnk2|55881 Please leave us a message with your thoughts!

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Six Ways to Spring Clean Your Personal Finances

Six Ways to Spring Clean Your Personal Finances

With spring comes blooming flowers, warmer weather, birds chirping, tax refunds and the need for spring-cleaning for both your home and your finances. If you’re looking for ways to simplify your personal finances, look no further.   Here are 6 ways to spring-clean your personal finances: Check your credit report and fix any errors By law, consumers have the right to a free annual credit report. Take advantage of this and check out its accuracy. Many times, there are errors or may contain outdated information, which could affect your score negatively. If you do find a mistake, make sure you contact the corresponding credit bureau in order to dispute the errors. Review your budget It’s helpful to make time to sit down and check your monthly budget. If you are saving to buy a house, for example, periodically reviewing your budget will help you get rid of unnecessary expenses allowing you to save more. A great tool to help you with your budget is Quizzle. Quizzle is a free personal finance site that helps you get a better understanding of your credit and is an easy way to manage your home, money and credit in one spot. Review your monthly withholdings There is no reason for you to give an interest-free loan to Uncle Sam! By reviewing your monthly withholdings you may be able to put more money in your pocket or savings account every month. Of course, consult with your tax advisor before making any changes to your withholdings…

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