• Although vacationing during the cold winter months is exciting, it’s important to take care of all the mundane details before leaving your home for a significant amount of time. Nobody wants to worry about the safety of their home while vacationing, and you won’t have to if you take these steps.

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  • Characterized by bright colors, woven fabrics and handcrafted pieces, southwestern-style decorating takes influences from Native American, Spanish and Mexican art. Whether you live out west and want your home to reflect your surroundings, or you simply want to incorporate colorful or handmade items into your existing decor, here are some tips to help you...

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  • A new phenomenon is affecting the mortgage and real estate industries. People who bought a home or refinanced in the last few years have such a ridiculously low mortgage rate that they don’t want to move and have to accept a new mortgage with a higher rate. But the reality is that these people...

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Warning Signs to Look For in a Home

Warning Signs to Look For in a Home

When house hunting, it’s easy to get caught up in the great aspects of a house, but it’s critical that you keep an eye out for warning signs and ask plenty of questions. To avoid later grief, consider this list of tips and questions when deciding if a particular type of home is right for you.

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What Is Flood Insurance?

What Is Flood Insurance?

In light of the Mississippi River floods, homeowners ask themselves if flood insurance is necessary. Home buyers looking to buy a home in a high-risk zone using a government-backed loan are obligated to purchase flood insurance. Others homeowners may purchase flood insurance just to get peace of mind. Learn about flood insurance, who needs it and where to buy it.

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3 Major Life Expenses You Need to Save For

3 Major Life Expenses You Need to Save For

The following is a guest post from Sarah Damon who writes about financial topics for SavingAccounts.com. Her opinions do not necessarily reflect those of Quicken Loans. About SavingsAccounts.com: For 10 years, SavingsAccounts.com has been helping people quickly and easily discover which savings accounts are best as stable and secure places to invest their money. The website enables you to make informed banking decisions by giving you in-depth bank information and daily rate updates. Over the course of your life, you’ll have some expenses that will consume the lion’s share of your income. While some of these expenses are easy to predict, people often fail to plan for them, or don’t understand how spending too much affects them in the long run. In Get Financially Naked: How to Talk Money with Your Honey, authors Manisha Thakor and Sharon Kedar identify some key lifetime expenses that are important for you and your partner to discuss. “Addressing each of these key areas as early on in your relationship as possible will go a long way toward ensuring financial and emotional harmony in your relationship and your budget,” they write. (While their book is primarily about talking to your partner about finances, much of the advice is applicable for singles, as well.) The three expenses Thakor and Kedar list, along with key points for each, are: Home. Delayed gratification can be hard, but saving 20 percent for a down payment on your home is the way to go. Once you’ve reached that savings goal, and you’re ready to buy a house,…

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