We’re an FHA approved lender, and we offer one of the best lending programs to give American homeowners flexibility in choosing their home loan. Does it offer great opportunities for refinancing or purchasing a home? You bet! With an FHA Loan, you’ll get access to available features including
- 30-, 25-, 20-, and 15-year fixed-rate terms
- Qualification for credit scores as low as 580
- 5-year adjustable-rate mortgage
- Ability to refinance up to 97.75% of your primary home’s value
- Option to purchase a primary home with as little as 3.5% down
Can you believe FHA has been helping Americans get home loans for a really long time? The early stages of government-backed loans surface nearly 100 years ago in 1934! And over the past century, this style of home loan has helped millions of people looking to purchase or refinance a home, get a payment rate that suits their best interests. Hey, if the FHA Loan has been around that long, something must be working!
Is an FHA Mortgage Right for You?
Think you might benefit from the flexibility an FHA Loan could provide to your unique situation? You might be right!
If you’re looking for less stringent qualification and credit requirements, currently have a down payment or home equity that’s less than 20%, and prefer the security of a government-insured loan, it sounds like the FHA Loan is up your alley! As an added bonus, you can pay your mortgage at any time without pre-payment penalties. Cha-ching!
Does This Home Loan Option Work With Your Financial Goals?
You’ve got unique financial goals, and we’re here to work with you on achieving them! Whether you’re refinancing or purchasing your home, the FHA Loan is an excellent solution for lowering your payment, keeping your payment from rising, and owning your first home.