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Identity Theft and Holiday Shopping: Tips to Protect Yourself
Posted By Victoria Araj On November 29, 2012 @ 5:57 pm In Credit & Debt,Family Focus,Health & Safety,Market Insights,Saving Money,Smart Shopper,Trends | No Comments
With the growing amount of stores offering extended holiday hours and online retailers processing transactions every second of the day, it’s important to revisit a topic we have talked about before – identity theft.
While you’re busy being Santa Claus, there are people out there focused on playing the Grinch. When information such as your Social Security number, credit card digits or PIN numbers is compromised, there’s a much greater chance of becoming a victim of this growing crime.
Be smart when you shop and pay your bills by following these tips to reduce access to your personal information.
If your personal information has been compromised, call the Federal Trade Commission (877-438-4338) or visit their website for advice on the next steps you should take.
You can also contact the police, and share specific details in an Identity Theft Report, which can be used to block fraudulent information, place an extended fraud alert on your credit report and ensure that the debts don’t reappear on your profile for collection.
During the holiday season, you are likely shopping in stores or online trying to get the best deals. Take every precaution to make sure your information is safe so you can actually enjoy the holiday you celebrate.
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