You have a lot to choose from when it comes to Quicken Loans home loan options. Know the differences before you make any final decisions.
Does a 30-year fixed work best for you? Perhaps an adjustable-rate mortgage fits your plans the best and get you the lowest mortgage rate and payment. Get the best mortgage custom fit for you from Quicken Loans. Use our mortgage recommendation calculator to find out which home loan programs fit you best.
Get pre-approved and know how much home you can afford.
With our exclusive selection of mortgage options, you can:
- Get pre-approved* before you shop
- Lower mortgage payments
- Low down payment options
- No pre-payment penalties
Take a quick look at some of our home loans:
The Fixed-Rate Mortgage is our most popular loan!
Our clients love the security of a fixed-rate loan. And when rates are this low, it makes perfect sense! A fixed-rate mortgage has an interest rate that won’t change for the life of your loan. Usually that’s 30 years, but it can also be 10, 15, 20, or 25 years with Quicken Loans.
FHA Express — The Fastest Way to Get an FHA Loan
FHA Express is our version of the stable and popular FHA Loan, created by the Federal Housing Administration. FHA loans require the lowest down payment of any mortgage, currently only 3.5%, and even offer the most choices for refinancing an FHA loan, especially with cash out. FHA loans have lower income and credit requirements than conventional loans. If you’ve been told your income or credit is too low for a conventional mortgage, take a look at FHA. You can refinance up to 97% of your home value; some of that can be cash back. Even if you’re in a conventional mortgage now, you can still refinance to an FHA loan.
Learn more
VA Loan – As a veteran, you’ve earned it!
Veterans, military members, reservists and surviving spouses can get a mortgage with no down payment. Flexible credit requirements, no PMI, and the seller can pay your closing costs. We’re honored to serve our American veterans.
Learn more about VA loans
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