With mortgage rates lower than most people could have ever predicted and more homes being sold on a monthly basis, we could be prepping ourselves for a housing market rebound. Just with any sort of market analysis, you’re going to get the folks who think that everything is fine and dandy, and you’re going to find writers who feel that everything is in a pre-apocalyptic state.
It’s time to buy your first home! Hooray! This is a big deal and a major milestone in your life. It’s definitely not something to do on a whim. There are a gazillion things you should know before you take the plunge.
We want to make sure you have all the information you need to make a smart decision, not only on which home is the best choice for you, but also on which financing option will best fit your unique situation.
Our own Clayton Closson wrote a very helpful post a few years ago, and much like the man himself, it is still relevant today. Did he use a few words you haven’t heard before? Check out our mortage glossary for a quick explanation.
We’re obsessed with finding a better way to do things. Because of this, we’ve added a new section to Zing! to help you, our dear readers, find your way through the maze of financing your home. Check out our Learning Center, which can be found through a tab on the Zing! homepage.
Still looking for a real estate agent? In-House Realty will pair you with an experienced agent who is knowledgeable in your area, and that suits your personality and house-hunting style. Speaking of realtors, did you know things you say to your realtor could slow down the process?
Already out looking at houses? We’ve got an app that can help you keep track of your options. Try out our Mortgage Calculator to figure out monthly mortgage payments, take pics of homes you see, and compare your options side by side. But, that’s not all this app can do – see for yourself!
Let’s see here… There’s so much to tell you. Fellow Zinger Gabriela is currently shopping for a new home and has been writing a series about her experiences. Try these subjects for starters: home inspections, appraisals, making an offer, new construction vs. older homes. She even lists top websites for home buyers. She’s been there and done that, so learn from her experience!
And, mortgage rates just hit record lows again today! You’ve picked the best time to buy your first home. If you’ve been waiting for a sign that you should take the plunge, you got it!
Don’t forget, we’re America’s Home Loan Experts! We’re here to help you out through this entire process – from your pre-approval to your closing. Give us a call today at (800) 687-0522, and we’ll get you started!