As my wife and I looked into buying our first home, we knew very little about the process. We were very worried about how we were going to make the money part of it work out for us, and poked around for information about any little thing that could help. Luckily, we came across information on programs that we were eligible for because we were first-time home buyers. First, we looked into loan options for first-time home buyers. But after weighing our options, we ended up deciding to apply for a first- time home buyer’s grant, and that was definitely the right decision for us and it might be the right decision for you.
What started as a field of 68 teams in the men’s college basketball tournament has dwindled down to four. Game after game, upset after upset, the number of unblemished brackets in the Quicken Loans Billion Dollar Bracket Challenge with Yahoo Sports became smaller and smaller. By the end of the second round, zero perfect brackets remained.
While perfection eluded every participant, there’s still good news. As the basketball tournament continues to wind down, the top 20 highest-scoring brackets will still take home $100,000 to put toward buying, refinancing or remodeling a home. If your bracket is out of the running for the $100,000, look on the bright side: Spring is officially here and baseball season has begun. It’s also the perfect time to purchase a home.
Looking to Buy a House?
Let me introduce you to Mortgage First, an upfront approval for home buyers offered exclusively from Quicken Loans. Whether you’re a first-time or experienced home buyer, Mortgage First will make your journey to your new home a breeze. With Mortgage First, you’ll get the mortgage part of the process out of the way first. You may have heard of preapprovals or prequalifications, but Quicken Loans has gone one step further. We’ll verify your assets, income, bank statements and credit, and before you know it, you’ll have a fully underwritten loan.
With Mortgage First, you can position yourself as a strong buyer. What’s great about Mortgage First is that it’s available on nearly every one of our loan options (except refinance-only programs).
Looking to Refinance?
Now that we’ve given you a way to get in front of the competition, we also want to help put money back into your pocket. No matter what type of mortgage interests you, we’ve got great rates to help you get the most out of your money. Along with our attractive rates, we also offer a variety of loan options for you, including a Quicken Loans YOURgage. With YOURgage, you can customize payment terms based on your goals. You pick the term, from 8 to 30 years, all with fixed mortgage rates. Say you’ve been paying seven years on a 30-year fixed mortgage and do not want to back back up to a 30-year term. With YOURgage, you can refinance at 23 years to stay on track. With so much flexibility, YOURgage is just another reason why refinancing with Quicken Loans is a no-brainer.
You see, just because you didn’t win a billion dollars or $100,000 doesn’t mean it’s not possible for you to keep some extra money in your pocket. If you’ve got questions, our Home Loan Experts can help.