Every single business these days seems to be offering a loyalty program. Any time you approach a cash register, it’s likely you’ll be pitched on the store card. Some of these programs are good, and some of them are just a waste of time and a source of junk mail. Here are just a few of my favorite programs for stores, gas stations, and restaurants that are actually going to save you money – and earn you free stuff!
As concerns of the fiscal cliff persist, stocks have gone tumbling, and the early indication is that today could be more of the same. As a result, investors are moving to the safety of treasuries, and MBS prices are on the rise, which leads to improved pricing on rate sheets.
What’s Up on Wall Street?
The Dow Jones Industrial Average gained 1.97 points (+0.02%), while the Nasdaq also went up 14.72 points (+0.51%). Likewise, S&P 500 increased 4.45 points (+0.32%).
Here are some of today’s mortgage rates:
- 30-Year Fixed Mortgage: 3.375% (3.618% APR)
- 15-Year Fixed Mortgage: 2.75% (3.22% APR)
- 7-Year ARM: 2.50% (3.103% APR)
Here are a few links to some of today’s financial articles. Be sure to leave a comment below if you know of any additional financial articles that are trending today.
The New York Times