For the first time in U.S. history, minority babies outnumbered white newborns. According to Bloomberg, the percentage of minority children younger than a year old rose to 50.4 % between April 2010 and July 2011, whereas the percentage of non-Hispanic white babies fell to 49.6%.
In a world where the coupon codes are oh-so-fabulous, and your purchase is only a mouse-click away, you’re bound to purchase some items that don’t work out. Here are a few tips I’ve come up with to minimize those wasted return-shipping dollars.
I get super bummed when I hear news about student loan debt. I’m in college, and no matter how hard I try, college loans are unavoidable. Should you put your retirement at risk, or let your kids graduate tens of thousands of dollars in debt? Are student loans worth it? The price of college isn’t as straightforward as one might think.
If you’re a frugal shopper, you may think that larger containers at the store mean a better deal, right? More bang for your buck? If you belong to a warehouse club, everything is cheaper, right? Well, not all the time. According to a list by Forbes Magazine, there are certain items that you should avoid buying at a store like Costco or Sam’s Club.
Bankruptcy is a bummer. No one has ever said “OH MAN! I’m so excited to file bankruptcy! It’s going to make everything so awesome!” That being said, sometimes it needs to be done. If you have explored all of the alternatives and have decided to file bankruptcy, it’s important that you know what your options are and how they will impact your existing mortgage, or your future ability to obtain home loan financing.
Whether or not you enjoy the summer, we can find common ground in that saving money is a top priority. While I enjoy being out in the summer sun, having its rays beat down on me, I’m also quite fond of walking into an air conditioned home. A room air conditioner and a central air system are two ways to help counter the heat this summer. Read what both can offer and decide which is best for you.
Exposure to daily weather, water and UV rays can quickly rot and warp unprotected wood decks. Check out these deck protection tips to help keep moisture out.
The type of exterior siding you choose can change the look and feel of your home, so you have to be comfortable with it. Consider materials that are durable, water resistant, energy efficient and cost-effective for your budget.
The Wall Street Journal shares some of the factors retirees use to decide where to spend their care-free days.
Are you in the process of deciding between a wood deck or a cement patio? If so, read the pros and cons of each to help decide which is best for you.