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Good Credit Score? Make it Perfect.

Do you have a good credit score? A fair one? Or is it perfect? Most people would report fair to good credit, but according to a Yahoo Finance article, a rare group of people actually strive to make their score perfect.

How to Pick the Right Credit Cards for Effective Debt Management

Many times in life, debt is the inevitable. Your mortgage for example – is something that is necessary and difficult to avoid. But there are also many purchases that aren’t crucial, and just part of life. In those times, a credit card can come in really handy.

10 Credit Score Myths You Need to Know

10 Credit Score Myths You Need to Know

Every year, many home buyers worry that their credit score is too low for them to qualify for a mortgage. And while raising your credit score isn’t rocket science, it’s easy to get confused between the factors that actually impact your credit versus the ones that just sound like they do.

How to Mix Money When Moving in Together

Just as openness, honesty and a commitment to figuring things out together are keys to a solid relationship, they’re also important when tackling money issues together. If you and your partner have decided to share your lives and a home, or are figuring out if moving in together is the right choice, make sure your finances figure into the equation.

Lower Credit Score? You May Still Qualify

For many people wanting to buy a home, their credit score is a large concern. While some home buyers have no idea what their score could be, others worry that it’s too low. However, if you have a score that’s above 620, you do still qualify for a home loan.

Looking to Refinance? Check Your Credit Score First.

Last week we reported how mortgage rates won’t remain this low for long. For existing homeowners, this means that time is running out to refinance and lock in at low rates. But before you rush and refinance, here are some tips on how to improve your credit score. Why does this matter? Well the better your score is – the lower your mortgage rate.

Keeping Your Credit Score Above 620

Having a good credit score is very important, but it's also important just to keep your score above 620 since there are more loans available to you with better rates and terms.