First-Time Home Buyer Q&A: How Important Is Credit When You’re Buying a Home?

First-Time Home Buyer Q&A: How Important Is Credit When You’re Buying a Home?

One of the first items addressed during the home buying process is your credit. Your credit score is an essential number that can impact whether you’ll be able to qualify for a mortgage. If your credit score falls below, 620, you’ll want to utilize some tools and programs to raise your score. As your credit score rises, different programs will allow improved and lowered interest rates for you.

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Five Apps to Protect Your Identity This Holiday Season

Five Apps to Protect Your Identity This Holiday Season

While shopping online certainly saves valuable time, it’s not always safe. According to LifeLock, a leader in identity theft protection, 11.6 million Americans were victims of identity theft last year, with a large percentage of cases taking place online. Luckily, there are apps that can help prevent identity theft. With the holiday season in full swing, check out some of these apps to make sure your transactions are safe and secure.

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Ignoring Your Credit Score May Cost You More – Infographic

Ignoring Your Credit Score May Cost You More – Infographic

Many don’t realize how important checking your credit score is. Your credit score can be the difference between saving money and spending additional money. In the past year about 148 million people have not reviewed their credit report at all. To help reinforce the importance of credit scores as well as the importance of checking these scores, Quizzle has created an infographic with lots of good information on the subject. Check it out!

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What Is FACTA and How Does It Impact You?

What Is FACTA and How Does It Impact You?

ou hear a lot about the importance of your credit score, and that is one of the primary things lenders look at to determine if you qualify. One of things that can have a serious impact on your credit score is becoming a victim of identity theft. Realizing this negative impact, in 2003 a new law to combat identity theft was enacted: The Fair and Accurate Credit Transactions Act of 2003, more commonly known as FACTA.

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The Trouble with Tuition Infographic

The Trouble with Tuition Infographic

College tuition has an interesting history here in the U.S. Did you know that in 1880, students were typically paying $300 per year for tuition, board and lodging? Students these days are lucky if they can find an apartment for $300 a month. As of today, students pay much more for their education than young scholars in the 1880s. Where is that money going? How much are students paying for attending school in-state versus out-of-state? These questions and much more are answered in this infographic provided by Nonprofit Colleges Online.

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