Where to Start If You Don’t Have Credit

Where to Start If You Don’t Have Credit

Your credit history may be the most important record of financial information that you have to your name. But what about if you have no credit history? Don’t worry: if you’re starting from scratch and you don’t have any credit to your name, there are a few simple ways to start building your credit history!

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First-Time Home Buyer Q&A: How Important Is Credit When You’re Buying a Home?

First-Time Home Buyer Q&A: How Important Is Credit When You’re Buying a Home?

One of the first items addressed during the home buying process is your credit. Your credit score is an essential number that can impact whether you’ll be able to qualify for a mortgage. If your credit score falls below, 620, you’ll want to utilize some tools and programs to raise your score. As your credit score rises, different programs will allow improved and lowered interest rates for you.

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Five Apps to Protect Your Identity This Holiday Season

Five Apps to Protect Your Identity This Holiday Season

While shopping online certainly saves valuable time, it’s not always safe. According to LifeLock, a leader in identity theft protection, 11.6 million Americans were victims of identity theft last year, with a large percentage of cases taking place online. Luckily, there are apps that can help prevent identity theft. With the holiday season in full swing, check out some of these apps to make sure your transactions are safe and secure.

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Ignoring Your Credit Score May Cost You More – Infographic

Ignoring Your Credit Score May Cost You More – Infographic

Many don’t realize how important checking your credit score is. Your credit score can be the difference between saving money and spending additional money. In the past year about 148 million people have not reviewed their credit report at all. To help reinforce the importance of credit scores as well as the importance of checking these scores, Quizzle has created an infographic with lots of good information on the subject. Check it out!

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What Is FACTA and How Does It Impact You?

What Is FACTA and How Does It Impact You?

ou hear a lot about the importance of your credit score, and that is one of the primary things lenders look at to determine if you qualify. One of things that can have a serious impact on your credit score is becoming a victim of identity theft. Realizing this negative impact, in 2003 a new law to combat identity theft was enacted: The Fair and Accurate Credit Transactions Act of 2003, more commonly known as FACTA.

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