Does Getting A Store Credit Card Ever Make Sense?

Does Getting a Store Credit Card Ever Make Sense?

The offer is tempting. If you apply for that credit card offered by your favorite department store, you’ll immediately qualify for a 20% storewide discount. You already shop at the store, so why wouldn’t you fill out that application form? Here are the pros and cons of using store credit cards.

Considering Credit Counseling? Here’s What To Expect

Considering Credit Counseling? Here’s What to Expect

The myth that debt management plans are the only services that counselors provide is just one misconception consumers have about credit counseling. It just happens to be one of the most persistent. So what does actually happen when you sign up for credit counseling? Here are five things to expect.