Where to Start If You Don’t Have Credit

Where to Start If You Don’t Have Credit

Your credit history may be the most important record of financial information that you have to your name. But what about if you have no credit history? Don’t worry: if you’re starting from scratch and you don’t have any credit to your name, there are a few simple ways to start building your credit history!

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First-Time Home Buyer Q&A: How Important Is Credit When You’re Buying a Home?

First-Time Home Buyer Q&A: How Important Is Credit When You’re Buying a Home?

One of the first items addressed during the home buying process is your credit. Your credit score is an essential number that can impact whether you’ll be able to qualify for a mortgage. If your credit score falls below, 620, you’ll want to utilize some tools and programs to raise your score. As your credit score rises, different programs will allow improved and lowered interest rates for you.

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