Where do U.S. homeowners insurance premiums stand after the first quarter of 2014? That depends on your perspective. If you take the short-term view, the average cost of a year’s worth of coverage increased to $810 in the first quarter – up a whopping .6% from the from the previous quarter. But if you prefer a longer view, the average fell 6.5% from the first quarter of 2013, when it was $864.
GoBankingRates says it studied auto loan details from more than 6,000 financial institutions and statistics gathered from eBay Motors to project that about 25 percent of Americans would use refunds to grab a fresh ride.
Before your next drive, it’s a good idea to review the following tips on how to steer clear of potholes and how to identify symptoms of pothole damage to your car.
After a recent (rather expensive) trip to the vet, I began to wonder if pet insurance would be a cost-effective way to get my pets the care they need. Is pet insurance worth the money? Let’s take a closer look to find out!
Count home insurance premiums among the few necessities declining in price as 2014 begins. It’s true: The average 12-month premium in the U.S. at the end of 2013 fell to $822, according to the HomeInsurance.com Rate Report. That average was about $900 at the close of 2012, about 9.5% higher.
What’s going on with home insurance premiums is that they’re going down. Nationally, the average 12-month premium at the end of the third quarter of 2013 dropped to about $848, according to the HomeInsurance.com Rate Report. That was down about 6% from the end of the first quarter. Average annual premiums have fallen every month since March.
Owning a car does a number on your wallet, it is a fact of life. The car itself was several thousand and took years to pay off. On top of that you are spending well over $100 to fill up your tank each month. Need a repair? That will be another $400 or so. And then you’ve got your insurance, which is another $150+ every month. That all adds up to a huge expense. Sure, cutting down on driving will save you a little each month, but in order to save big you need to take a look at your car insurance.
When purchasing or refinancing a home for the first time, you’ll probably be wondering about title insurance. It is an important part of the process which you may not fully understand. You may ask yourself: What is a title company and how will their services help me? Well, we have a few answers for you.
Buying a home is a major investment with a decades-long commitment that affects every aspect of your life, from lifestyle, to employment, to weekend chores. In June, 495,000 homes were sold, according to the U.S. Census Bureau. Just as you would buy a warranty for a television or protective gear for that new camera, there are vital steps to protect your home financially and physically.
If you’re like me, you hate paying for stuff that you don’t use regularly. But insurance is one of those things that I’m willing to grit my teeth and write a check for because it’s a crazy world out there. Here are a few things you should know about auto insurance policies and a few tips that could save you a few bucks every month on your coverage.