First Quarter Home Insurance Premiums Up Slightly

First Quarter Home Insurance Premiums Up Slightly

Where do U.S. homeowners insurance premiums stand after the first quarter of 2014? That depends on your perspective. If you take the short-term view, the average cost of a year's worth of coverage increased to $810 in the first quarter – up a whopping .6% from the from the previous quarter. But if you prefer a longer view, the average fell 6.5% from the first quarter of 2013, when it was $864.

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The Cost of Home Insurance: What’s Going Down?

The Cost of Home Insurance: What’s Going Down?

What's going on with home insurance premiums is that they're going down. Nationally, the average 12-month premium at the end of the third quarter of 2013 dropped to about $848, according to the HomeInsurance.com Rate Report. That was down about 6% from the end of the first quarter. Average annual premiums have fallen every month since March.

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How to Spend Less on Car Insurance

How to Spend Less on Car Insurance

Owning a car does a number on your wallet, it is a fact of life. The car itself was several thousand and took years to pay off. On top of that you are spending well over $100 to fill up your tank each month. Need a repair? That will be another $400 or so. And then you’ve got your insurance, which is another $150+ every month. That all adds up to a huge expense. Sure, cutting down on driving will save you a little each month, but in order to save big you need to take a look at your car insurance.

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