First Quarter Home Insurance Premiums Up Slightly

First Quarter Home Insurance Premiums Up Slightly

Where do U.S. homeowners insurance premiums stand after the first quarter of 2014? That depends on your perspective. If you take the short-term view, the average cost of a year's worth of coverage increased to $810 in the first quarter – up a whopping .6% from the from the previous quarter. But if you prefer a longer view, the average fell 6.5% from the first quarter of 2013, when it was $864.

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The Cost of Home Insurance: What’s Going Down?

The Cost of Home Insurance: What’s Going Down?

What's going on with home insurance premiums is that they're going down. Nationally, the average 12-month premium at the end of the third quarter of 2013 dropped to about $848, according to the HomeInsurance.com Rate Report. That was down about 6% from the end of the first quarter. Average annual premiums have fallen every month since March.

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