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Archive | Home Buying
Spring Buying Season Fuels Purchases
by Clayton Closson on May 2, 2007 in Home Buying
What Kind of Loan Should a First-Time Home Buyer Get?
by Clayton Closson on March 23, 2007 in Home Buying
Buying a home for the first time can be an overwhelming experience. It can be even more difficult if you have less-than-perfect credit. So what kind of mortgage should you get if you're a first-time home buyer with bruised credit?
How Do Adjustable Rate Mortgages (ARMs) Work?
by Clayton Closson on January 19, 2007 in Home Buying, Refinance Mortgage
Think you should always stick with a traditional 30-year fixed-rate mortgage? Afraid of adjustable rate mortgages? Well, there are some good reasons why an adjustable rate mortgage can be more sensible than a 30-year fixed.
Mortgage Applications Increased For Second Consecutive Week
by Clayton Closson on January 10, 2007 in Home Buying
Homeowners and home buyers continue to take advantage of long-term interest rates that remain low. The market is giving hints that the real estate picture is improving.
Coming Up with a Down Payment for a New House
by Clayton Closson on October 27, 2006 in Home Buying
Think you need to save a ton of cash for a down payment on a new house? Think again. Lenders will accept smaller down payments that come from a number of sources. Find out what sources are acceptable.
Fueled by Low Rates, Housing Starts Post Gain in September
by Clayton Closson on October 18, 2006 in Home Buying
Construction of new homes increased last month according to the housing starts report released by the U.S. Census Bureau and the Department of Housing and Urban Development. The increase was likely due to long-term interest rates being so low.
How to Shop for a Loan with Bad Credit
by Clayton Closson on October 6, 2006 in Home Buying
Just because you may have bad credit doesn't make you an undesirable client in the eyes of mortgage lenders. In fact, if your credit is bad, it may be more important to shop around for a loan. Find out what you need to do to shop around for a good lender.
10 Tips on Saving for Your Ideal Home
by Clayton Closson on September 29, 2006 in Home Buying
Taking steps towards buying a new home can be a very challenging journey. Creating a vision of your ideal home is the first step to making it happen.
The Home Buying Process: Step by Step
by Clayton Closson on September 15, 2006 in Home Buying
If you've never bought a house before, you're probably very intimidated by the idea. Do you know what you should look for in a home? How to find the right real estate agent? How to get financing for the home? Many first-time home buyers don't where to start. But it doesn't have to be scary or difficult. Here's a step-by-step breakdown.
Choosing the Right Option ARM
by Clayton Closson on September 8, 2006 in Home Buying
There are literally hundreds of mortgage loan “products” in the market these days, many of which are structured to provide homeowners flexibility. Option ARMs are made specifically to offer flexibility. But everyone is different and has different needs, so there isn't a one-size-fits-all. How do you choose the right Option ARM?
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