Many marriages end in divorce. Preparing to live on your own could be a difficult transition that requires careful planning. Are you ready to purchase a home after your divorce? Follow these tips and you’ll be well on your way!
If you have a credit card or have ever taken out any loans, you’ve got a credit score. You have a vague idea you want the score to be good, but what goes into it? Just as importantly, how could your credit score affect you when you’re making a big purchase – like a home?
Selling and buying a home might be one of the scariest events of your lifetime. Before you begin, consider what factors make your home right for you.
The adjustable rate mortgage (ARM) has been a popular choice for decades for Americans wanting to refinance or buy a home. The reason is simple – ARMs often offer a lower rate than fixed-rate mortgages and can save homeowners thousands of dollars. Watch our new video to learn more about ARMs.
When applying for a loan or filling out your taxes, you need to know how your property is classified. It can be a bit confusing, but we can walk you through the basics.
When you make monthly mortgage payments, a portion of that money goes toward the loan principal, and a portion is applied to the interest. Amortization is all about understanding the relationship between the principal and the interest, and how this relationship changes over the life of the loan.
Now that the economy is on the upswing, this may be a perfect time to consider investing in rental properties. With preparation and perseverance, being a landlord could provide an excellent form of passive income for you and your family. Check out these tips before jumping into the renting game.
Want to learn more about the home buying process? Watch our video, which breaks down the buying process into a few easy steps.
With a YOURgage fixed-rate mortgage, you can customize your loan term, anywhere from eight to 30 years. And with a fixed rate, you’ll have peace of mind knowing that your monthly payments will always stay the same. Watch our video to see if a YOURgage could be right for you.
Are you looking to buy your first home without a lot of money for a down payment? Do you want to refinance with minimal equity in your home? These loan options could be right for you.