Quicken Loans now offers a 100% loan-to-value refinance on VA loans. This is great news for veterans who want to refinance 100% of their home’s value to enjoy today’s extremely low rates.
If you’re thinking about refinancing you may be hesitating because you are intimidated by the process. The mortgage industry collapse and unpredictable financial markets have created some new obstacles for borrowers. However, these hurdles can be overcome with a little research and preparation.
When you’re shopping for a new home or looking to refinance your existing home loan, it’s very important to do your homework. Don’t be afraid to know your options or to ask your lender questions. How long do you plan on staying in your home? Are you considering an Adjustable Rate Mortgage (ARM)?
Buying a home can be an overwhelming process, and it’s easy to forget something on your checklist. If you’re a first-time buyer, chances are you’re learning a lot of stuff for the first time. To help make this process easier, we’ve compiled a list of things you should watch out for, just in case you forgot one.
We all love the picturesque image of a manicured green lawn, but unfortunately that comes at a high maintenance cost. Chances are that if you have a decent sized yard - you're probably spending quite a few hours a week mowing, trimming, watering, and fertilizing your lawn to keep it healthy and green. Well good news homeowners, if you decide to be done with all that work - there are alternatives to having a lawn.
Hey homeowners! Spring is here, and along the same lines - it's probably time to give your home a good thorough cleaning after the long winter. To help with that, here are ten cleaning tips. Because with so much to do - it's easy to miss a few things that could significantly improve the appearance of your home.
Do you want to lower your energy bill each month? Or maybe you just want to find ways to save - without doing any major home improvements like installing a solar panel on your roof. Well good news, being green doesn’t have to cost a lot of money, and it can make a huge difference in your energy usage and pay for itself many times over. Here are some simple changes to not only help the environment, but save you money.
While owning a home may sound expensive or overwhelming, the truth is homeowners are actually eligible for a huge list of perks when it comes time to do your taxes. If you’re thinking about becoming a first-time home buyer, be sure to check out this list of deductions so you have a good idea of what to expect when you buy your first home. If you already own a home, good news - we’ve got a list of the most important deductions right here to help you get the most money back possible.
We all know we need to save money. It's quite a focus for many people, however most of us have trouble following through with it. From a young age we're told we need to save for something, which makes the idea of creating an emergency fund (that's not to be spent unless under dire circumstances) even more difficult. So does saving money really make that big of a difference?
With unemployment at an all time high, and many families struggling through financial difficulties, it’s easy to view bankruptcy as a way out. But declaring bankruptcy may not only be damaging to your credit, it could also affect future purchases and opportunities. If you are considering filing for bankruptcy, here are ten ways to avoid bankruptcy.