Have you thought about when you’d ideally like to pay off your mortgage? Probably not. Well, it’s time for you to figure it out. You may have thought you had two term options for your mortgage: 15 or 30 years. Well, you’re partially right. You can choose 15 or 30 years – or any other number you want from 8–30 years!
So, you’ve probably heard by now that mortgage rates are at historic lows – again. People everywhere have been saying that now is a great time to refinance. And it could very well be – especially if you’ve currently got an adjustable rate mortgage. Find out if refinancing now could benefit you.
It’s time to buy your first home! Hooray! This is a big deal and a major milestone in your life. It’s definitely not something to do on a whim. As a first-time n=home buyer, there are a gazillion things you should know before you take the plunge. We want to make sure you have all the information you need to make a smart decision, not only on which home is the best choice for you, but also on which financing option will best fit your unique situation.
Many homeowners are struggling to make their mortgage payments these days. A great way to save some cash every month is to refinance your home loan. But, what if refinancing isn’t in the cards for you right now? What are your options? It may be a good time to think about renting out a room in your house. Taking in a boarder will increase your cash flow, but it will also increase your workload.
There are a million things you need to do to get ready to welcome a baby home. The first, and most difficult, is to stop freaking out. Gazillions of others have gone through this very same thing. We wouldn’t survive as a species if this weren’t doable. Truth.
I live in a small house with my husband and young son (and a dog and cat). I love them all dearly, but often feel totally overrun with their stuff. Nowhere in our house is sacred. Not even the (only) bathroom. Sometimes a mom just needs some peace and quiet and a clean place to sit down.
Of all the rodents, squirrels are probably the cutest. But don’t let those big, brown eyes and fluffy tail fool you. You don’t want these guys as housemates. Here are some ways to rid your house of squirrels.
So, it’s Valentine’s Day. For some people it means showing affection in extravagant and expensive ways. Some people opt for the standard heart-shaped box of chocolates or a bouquet of roses. Some don’t celebrate at all.
Have you ever come home to find your favorite shoe chewed to smithereens? Here are a handful of ways to keep your pets busy and mischief-free while you are away.
While driving home from work the other day, I was listening to a call-in show on NPR. A woman called to find out the best way for her family to save money for their child’s college fund. It made me think about how expensive our little bundles of joy can be. The good news – kids don’t always separate you from your money – sometimes they actually help you keep some! Here are a few ways your kids will help fatten your wallet come tax time.