Articles by sean-t-johnston

Sean T. Johnston

US Savings Bonds Explained

US Savings Bonds Explained

Savings bonds are a long-term savings instrument intended to be a lower-risk alternative or compliment to more potentially-perilous investments like stocks. There is virtually no risk when purchasing savings bonds. You’re essentially investing in the United States of America.

Continue Reading
Buying a Lower Mortgage Interest Rate: Is It Right for You?

Buying a Lower Mortgage Interest Rate: Is It Right for You?

Considering the large sums of money associated with buying a house and how large a monthly mortgage payment is in relation to household finances, it’s understandable that most home shoppers get number fatigue when shopping for home loans. But if you’re in the market for a mortgage, you should consider whether or not a mortgage rate buydown might make sense for you.

Continue Reading