I’m sure you’ve experienced varying degrees of sunburn. When you have it, you’ll do anything to get rid of that hot, dry, itchy skin that’s been in the sun too long. Here are a few at-home sunburn treatments to help ease your pain.
Lifetime savings. It isn't something we think about on a daily basis. Although I probably should, I’m not walking around thinking how much I could save over 30 years if I didn’t buy myself a cup of coffee every morning. But if you’re in the market to refinance or purchase a new home, savings over the life of your loan should be at the top of your mind. How can you save over the life of your loan? It’s simple, you pay less interest. Let’s crunch some numbers. If you have a $200,000 30-year fixed-rate mortgage with an APR of 4.599%, your monthly payment would be $998.58, and the total amount of interest you’ll pay is $159,640. That same loan amount with a 15-year fixed-rate mortgage (3.758% APR) gives you a monthly payment of $1,417.52 and a total interest amount of $55,240. So, if you went with the 15-year fixed-rate loan, you would be paying $419 more every month, but you’d save $104,400 in interest over the life of your loan. But what if you don’t want to go into a 15-year mortgage? Is there any other way to save on interest over the life of your loan? Yes, with an adjustable rate mortgage (ARM). ARMs can still have a 30-year term, but the interest rate will be fixed for a period of 5, 7 or 10 years. After that fixed-rate period, the interest rate may adjust once per year depending on the market conditions. A lot of people opt…
Fitting in a good daily workout can be hard for those who work 40+ hours a week; couple that with sitting at a desk all day and we’ve got a problem on our hands. Here are a few ways to get a small workout in at work.
Get a head start and prepare your home for allergy season. Following these tips might help minimize your suffering at the hands of allergies this spring.
Plastic grocery bags can be used for more than carrying groceries and collecting dust under your kitchen sink. Here are some alternative uses for grocery bags.
Juicing is definitely trending. In case you were wondering if you should adopt juicing into your life, here are some of the pros and cons of juicing.
Happy Love Your Pet Day! If you’ve been looking to pamper your pet this holiday, check out these different types of pet houses.
Your parents always told you to eat your fruits and veggies so you can grow up to be strong. But were you ever curious as to what the benefits of your favorite fruits were?
Tea has several health benefits. Have you ever wondered what your tea of choice does for you? Here is a list of some popular teas and their common benefits.
It’s hard to stay active during the winter, people typically just want to hibernate all season. Here are some ways to stay active while it’s cold out.