Articles by jenny-zhang

Jenny Zhang

2011: More Historically Low Interest Rates

2011 Mortgage Predictions: More Historically Low Interest Rates

As great as 2010 was, we’re sure that 2011 is going to be even better. Here’s three great reasons why this will be a wonderful year to buy a house, refinance for a lower mortgage rate, and dive head first into the real estate market.

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Mortgage News from 2010: An Overview of Financial Events That Impacted You

With a new year beginning, many people are gearing up on resolutions like losing weight or lifestyle changes, but often forgetting to plan for their finances. Stuff that happened in 2010 may seem like old news, but the truth is a lot of the mortgage news still affect you going in to 2011.

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First-Time Home Buyers: Top 5 Things to Consider Before Buying

Buying a home can be an overwhelming process, and it’s easy to forget something on your checklist. If you’re a first-time buyer, chances are you’re learning a lot of stuff for the first time. To help make this process easier, we’ve compiled a list of things you should watch out for, just in case you forgot one.

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Top Alternatives to Having a Lawn

We all love the picturesque image of a manicured green lawn, but unfortunately that comes at a high maintenance cost. Chances are that if you have a decent sized yard – you’re probably spending quite a few hours a week mowing, trimming, watering, and fertilizing your lawn to keep it healthy and green. Well good news homeowners, if you decide to be done with all that work – there are alternatives to having a lawn.

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Top 10 Spring Cleaning Tips

Hey homeowners! Spring is here, and along the same lines – it’s probably time to give your home a good thorough cleaning after the long winter. To help with that, here are ten cleaning tips. Because with so much to do – it’s easy to miss a few things that could significantly improve the appearance of your home.

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Top 5 Reasons You Should Not Rent

For some people buying is not an option. For example, if you live in a city like New York – real estate can be scarce. But if you’re part of the majority who live in areas where housing is available and relatively affordable, buying a home is definitely a better financial choice than renting. Here are the top five reasons you should not rent.

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Should I Refinance My Mortgage?

Probably every homeowner considers refinancing sometime during the life of their loan, or maybe you’ve considered it quite a few times. The trick is, how do you know if it’s a good time to refinance?

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Top 3 Tips for a Greener Home

Do you want to lower your energy bill each month? Or maybe you just want to find ways to save – without doing any major home improvements like installing a solar panel on your roof. Well good news, being green doesn’t have to cost a lot of money, and it can make a huge difference in your energy usage and pay for itself many times over. Here are some simple changes to not only help the environment, but save you money.

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Homeowner Tax Deductions for 2010 and looking foward

While owning a home may sound expensive or overwhelming, the truth is homeowners are actually eligible for a huge list of perks when it comes time to do your taxes. If you’re thinking about becoming a first-time home buyer, be sure to check out this list of deductions so you have a good idea of what to expect when you buy your first home. If you already own a home, good news – we’ve got a list of the most important deductions right here to help you get the most money back possible.

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First-Time Home Buyer Tax Credit – Last Chance

You hear it everywhere – now is the best time to buy a home. And it really is, but this great time is almost over. In fact, you have less than a month left – ouch! You might say: but I don’t want a house right now… I think I’ll wait for a better time. Well, the truth is a “better time” might not come around for a very long time… as in you might be old and gray and still not own a home.

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