A lot of companies promise it, but few actually can deliver. At Quicken Loans, we’ve made it our mission to help Americans get a mortgage to buy or refinance a home. But we go beyond that. We make it as easy and simple as possible for people to get through the mortgage process and get back to the things that are important to them.
Private mortgage insurance, or PMI, gets a bad rap. I mean, no one likes to spend extra money if they can avoid it, right? But what happens if you can’t avoid it? What if you’ve found the house of your dreams but don’t have 20% saved for a down payment? Let’s explore the ways that PMI can help get you into your perfect home.
What makes someone willingly give up solid food for a number of days? Is it a desire to lose weight? To reset some bad eating habits and start anew? Just to see if you can do it? For me… it was all of the above. Check out the things I learned from participating in a juice cleanse.
Under normal circumstances, asking, “What would you do with a billion dollars?” seems like a pointless question. Might as well ask, “How many kneecaps does a snake have?” Huh? What? Why would you even ask that? A snake has zero kneecaps, and I will never have a billion dollars. But times have changed. Now that Quicken Loans, in partnership with Berkshire Hathaway, is offering you a chance to win a billion dollars by creating a perfect bracket for the upcoming 2014 men’s college basketball championship, becoming a billionaire is closer to reality than ever.
Today, we’re talking about entitlement as it relates to VA loans. An entitlement in this case is the dollar amount the VA promises to repay the lender in the event you default on your mortgage. Entitlement is a tricky thing to explain and understand. Recently, Quicken Loans hosted a VA loan Q&A on Google Hangouts to try to answer the tricky entitlement question. Read on to find out more.
Let’s say you want something. Maybe you need a new roof on your house, or you want to take a vacation, or maybe you just have so many geeks in your life that you need some extra cash to afford all the nerdy holiday gifts you require this season. A home equity line of credit can help you with that. Using the equity in your home, a HELOC allows you to borrow, pay off and re-borrow funds that you can use for whatever you want. It’s kind of like using a second mortgage like a credit card.
Saving money on your mortgage. Sounds nice, doesn’t it? Everyone would like to either lower their payment, pay off their home sooner, or maybe even take cash out of their home. Well, Quicken Loans just made that even easier by offering the Official Mortgage Review. With a simple phone call, you can challenge your mortgage and find out how much we can save you.
Buying a home can be an emotional process. It doesn’t take much to fall in love with a house, but it’s important to consider all the factors before making a house your permanent home. Beyond paint on the walls and the size of the room, what should you be looking for when it comes to the living areas in a home? We’ll help you figure that out in just a few easy steps.
When you first step foot in a potential home, what do you look for? Granite countertops, a remodeled bathroom and…the furnace? While the heating and air conditioning units may not be the most luxurious aspects of a house, a faulty piece of equipment can cost you a pretty penny. Before you fall in love with the house with the awesome deck or the spacious living room, make sure you know what you’re looking for in your heating and cooling system.
When purchasing or refinancing a home for the first time, you’ll probably be wondering about title insurance. It is an important part of the process which you may not fully understand. You may ask yourself: What is a title company and how will their services help me? Well, we have a few answers for you.