Articles by amanda-pallay

Amanda Pallay

After spending a restless decade spent writing, video editing, dancing to Sisters of Mercy or playing video games for days, Amanda has finally settled comfortably into her role as nerdy mom and copywriter for Quicken Loans. When not writing articles for and about veterans and service members, she can be found hanging out with her son, Jude, and daughter, Ripley. If you wanna chat about the military, Star Trek or the band Clutch - she’s your gal.
Mortgage Rates Stand Fast (For The Most Part)

Mortgage Rates Stand Fast (For The Most Part)

While I may be a creature of habit, I don’t mind little fluctuations in my routine; it helps keeps things interesting. But for the most part, I like to minimize the amount of change I experience on a weekly basis.That’s why when I saw this morning’s Primary Mortgage Market Survey, I felt a bit of relief. Mortgage rates mostly remain unchanged from last week.

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Celebrate National Hobby Month

Celebrate National Hobby Month

January is National Hobby Month! And you know what that means? It’s time to celebrate the majesty of this small, swift bird. The hobby is very similar to the falcon, but are often praised for their speed and aerial acrobatics…Wait. No. I’m sorry. Not that kind of hobby. The kind of hobby we’re celebrating this month is an activity that you do – that you enjoy – to pass the time.

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Fixed-Rate Mortgage Rates Are on the Rise!

Fixed-Rate Mortgage Rates Are on the Rise!

According to the Primary Mortgage Market Survey report released this week, rates are starting to rise. By no means have you missed your opportunity to take advantage of low rates – they’re still pretty darn near to record lows – but the trend might be on the upswing, and I would be woefully remiss if I didn’t try to encourage you to get in while the gettin is good.

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VA Loan Funding Fee Explained

VA Loan Funding Fee Explained

So you’re interested in a VA loan, but you’re confused about some of the terms? You’re not alone. One of the most common questions that’s asked about VA loans is “What is the funding fee?” Simply put, the funding fee is a cost associated with obtaining a VA loan. Because VA loans are paid for both by the government and taxpayer dollars, the funding fee helps to offset the cost of administering the loan.

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Mortgage Rates Start the New Year Near Record Lows

Mortgage Rates Start the New Year Near Record Lows

Happy 2013! The new year is all about ritual and resolutions. Everyone plans to eat better, work out more, and get more organized or spend more time with friends and family. We’re all guilty of at least one of these, aren’t we? I wonder, did you, my mortgage-rate seeking friends, resolve anything fun this year? This year, I resolved to avoid a cliche resolution and promised to laugh more and worry less, and bring you the PMMS report every Thursday!

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Quicken Loans and Operation Homefront – Together At Last!

Quicken Loans and Operation Homefront – Together At Last!

I may have mentioned once or twice (or several times) how strongly Quicken Loans supports our service men and women. But if that wasn’t enough, maybe I should tell you about the awesome charity fundraiser we had this afternoon for our friends at Operation Homefront. This afternoon, Operation Homefront Executive Director Sarah Davis, met with our incredible Cleveland banking team so we could present her and the organization with a check for $25,000!

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Service Dog Regulation Amended by the VA

Service Dog Regulation Amended by the VA

A service dog is an irreplaceable benefit that provides not only physical assistance but emotional comfort as well for many veterans. And while these dogs are most often associated with physical disabilities, more veterans suffering from unseen disabilities, like post-traumatic stress disorder (PTSD), are relying on service dogs for help.

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Mortgage Rates Are Movin’ On Up (Ever So Slightly)

Mortgage Rates Are Movin’ On Up (Ever So Slightly)

Greek philosopher Heraclitus once said “the only constant is change.” As much as we would like things to remain the same – our babies to stay little, our waistlines to stay small, our mortgage rates to remain low – they never do, or will. This week’s Primary Mortgage Market Survey is out and rates are both higher and lower than last week. It just goes to show how quickly these crazy low rates can change. If you’re not refinancing into a lower rate, you may miss out on your opportunity. There is never going to be a better time, because tomorrow never comes.

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